Put all of the banana bread sauce ingredients in a medium sauce pan and heat on low heat until the chocolate chips melt and the mixture begins to boil. Remove from heat.
Cook the oats.
Microwave – combine the oats, salt, and water in a medium size bowl and heat for 2 minutes. Watch carefully to make sure it doesn’t boil over.
Stovetop – bring the water and salt to a boil on medium heat. Add the oats and stir until it reaches the consistency that you like.
Divide the oatmeal into four to six servings and drizzle the sauce on to taste. Top with the toasted walnuts.